Medical – The College provides three plans to full-time employees, base plan, buy-up plan and a qualified high-deductible plan with health savings account. The base plan premium is paid by the college. Employees pay a small percentage of the premium for the buy-up plan. The employee may add spouse and/or children at an additional cost. With the qualified high-deductible plan (HSA) employees are given a specific amount to put into the HSA or toward spouse/dependant coverage. For more information about health insurance coverage, go to website http://chcmissouri.coventryhealthcare.com
Prescription - Prescription coverage is included under the base, buy-up and qualified high-deductible plans.
Vision – The College pays the vision insurance premium for all full-time employees. The employee may add spouse and/or children at an additional cost. For more information about your vision insurance coverage, go to website www.vsp.com
Dental – The College pays the dental insurance premium for all full-time employees. The employee may add spouse and/or children at an additional cost. For more information about your dental coverage, go to website http://www.GuardianAnytime.com
Life Insurance – All full-time employees are insured with a $50,000 life insurance policy. Additional life insurance can be purchased by employees.
Disability Insurance – The College will pay the premium for a salary continuance program. This plan assures full-time employees, who become disabled because of an injury or illness, a continuous income equal to no greater than 2/3 of the employee’s monthly salary less any other payments (retirement, social security, etc.). Maximum is $6,000 per month.
Worker’s Compensation – The College participates in all provisions of the Worker’s Compensation Law for all college employees.
CHIPRA Notice - If you are eligible for health coverage from your employer, but are unable to afford the premiums, some States have premium assistance programs that can help pay for coverage. These States use funds from their Medicaid or CHIP programs to help people who are eligible for employer-sponsored health coverage, but need assistance in paying their health premiums.
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