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Insurance Benefits

2014 Insurance Rates

 

 

2014 Open Enrollment Information:



2014 Open Enrollment PowerPoint Presentation

2014 Insurance Rates - Anthem Blue Access Choice (BJC)

2014 Insurance Rates - Anthem Blue Preferred Select (Non-BJC)

2014 Anthem Medical Insurance Enrollment Booklet

2014 Anthem Enrollment Form

Anthem Summary of Benefits and Coverage - Base Plan

Anthem Summary of Benefits and Coverage - Buy Up Plan

Anthem Summary of Benefits and Coverage - H.S.A. Plan

H.S.A. Contribution Limits

H.S.A. Payroll Authorization Form

Guardian Life, ADD & LTD Benefit Summary and Enrollment Form

Guardian Dental Benefit Summary and Enrollment Form

Guardian Flex Plan enrollment Form

VSP Benefit Summary

VSP Enrollment Form

 

 

Current Benefits (2014):

 

 

Medical – The College provides three plans to full-time employees, base plan, buy-up plan and a qualified high-deductible plan with health savings account. The base plan premium is paid by the college. Employees pay a small percentage of the premium for the buy-up plan. The employee may add spouse and/or children at an additional cost. With the qualified high-deductible plan (HSA) employees are given a specific amount to put into the HSA or toward spouse/dependant coverage. For more information about health insurance coverage, go to website www.anthem.com

 

 

Prescription - Prescription coverage is included under the base, buy-up and qualified high-deductible plans.

 

Generic Medications

Target $4 Generics

WalMart $4 Generics

 

 

Vision – The College pays the vision insurance premium for all full-time employees. The employee may add spouse and/or children at an additional cost. For more information about your vision insurance coverage, go to website www.vsp.com

 

 

Dental – The College pays the dental insurance premium for all full-time employees. The employee may add spouse and/or children at an additional cost. For more information about your dental coverage, go to website http://www.GuardianAnytime.com

Guardian Memo "Non-covered Services" 

 

Life Insurance – All full-time employees are insured with a $50,000 life insurance policy. Additional life insurance can be purchased by employees.

 

Disability Insurance – The College will pay the premium for a salary continuance program. This plan assures full-time employees, who become disabled because of an injury or illness, a continuous income equal to no greater than 2/3 of the employee’s monthly salary less any other payments (retirement, social security, etc.). Maximum is $6,000 per month.

 

Worker’s Compensation – The College participates in all provisions of the Worker’s Compensation Law for all college employees.

 

CHIPRA Notice - If you are eligible for health coverage from your employer, but are unable to afford the premiums, some States have premium assistance programs that can help pay for coverage.  These States use funds from their Medicaid or CHIP programs to help people who are eligible for employer-sponsored health coverage, but need assistance in paying their health premiums.

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