Insurance Benefits - Full Time Employees
The College provides two plans to full-time employees, base plan, and a qualified high-deductible plan with health savings account. Each plan also gives employees the choice between two networks. The premium for each full-time employee is paid by the college. The employee may add spouse and/or children at an additional cost. With the qualified high-deductible plan (HSA) employees are given a specific amount to put into the HSA or toward spouse/dependent coverage. Prescription coverage is included under the base and qualified high-deductible plans. For more information about health insurance coverage, visit Anthem.
The College pays the dental insurance premium for all full-time employees. The employee may add spouse and/or children at an additional cost. For more information about your dental coverage, go to Delta Dental.
The College pays the vision insurance premium for all full-time employees. The employee may add spouse and/or children at an additional cost. For more information about your vision coverage, go to EyeMed.
All full-time employees are insured with a $50,000 life insurance policy. Additional life insurance can be purchased by employees.
The College will pay the premium for a salary continuance program. This plan assures full-time employees, who become disabled because of an injury or illness, a continuous income equal to no greater than 2/3 of the employee’s monthly salary less any other payments (retirement, social security, etc.). Maximum is $6,000 per month.
The college provides the opportunity for full-time employees to participate in a benefit plan which allows the employee to tax shelter income by redirecting pre-tax income to pay eligible benefit items normally paid with after-tax dollars.